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Financial tools for business owners
Practical resources to help you understand the financial side of the business.
Steingard’s tools and resources are designed to help owners organize information, ask better questions, and prepare for more productive financial conversations.
Calculators
Free, no sign-up required. More calculators are on the way — this library grows as we build them.
EBITDA Calculator
Work out earnings before interest, taxes, depreciation, and amortization from your income statement — the profitability figure lenders, buyers, and analysts reach for first when they want to compare operations without financing and accounting noise.
Business Valuation Calculator
An educational starting point for what a business might be worth, based on the earnings figures and multiples you enter. Useful for framing the conversation before financing, investment, or sale discussions — not a substitute for a professional valuation.
Calculator results are educational estimates based on the numbers and assumptions you enter. They are not a valuation, tax determination, loan approval, or guarantee of any financial result, and they do not replace advice from a qualified professional. See our Financial Information Disclaimer.
Coming to this library
Checklists, worksheets, and guides built from the same material we use with clients:
- Business Financial Health Scorecard
- Cash-flow worksheets
- Profit-margin calculators
- Pricing and break-even guides
- Accounts receivable checklists
- Tax-readiness checklists
- Monthly close checklists
- Payroll and contractor document checklists
- Budget templates
- Financial-report explanation guides
- Investor- and sale-readiness resources
- Home-service financial guides
Want the numbers explained, not just calculated?
A calculator gives you a figure. A consultation tells you what it means for your business and what to do next.