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Steingard Insights
Practical financial education for owners responsible for running the business.
Three years of articles on bookkeeping, payroll, taxes, cash flow, and financial reporting — browse the latest below or jump into a topic from the Insights menu.
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How Small Businesses Are Actually Valued
Earnings times a multiple — but which earnings, and what moves the multiple? SDE vs EBITDA, risk factors, and where owners quietly…
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Accounting Temp Jobs: Expert Hiring Guide 2026
You know the moment. Payroll is due, month-end is slipping, your controller just gave notice, or your bookkeeper is out during the…
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What Is Onboarding Process: Your 2026 Guide
A structured onboarding process is the strategic journey of integrating a new employee into your culture, systems, and role so they can…
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CPA Bookkeeping Services: A Guide for Business Owners
When a business starts growing, bookkeeping usually breaks before the owner admits it. Revenue is coming in, invoices are going out, payroll…
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What Is General Ledger Reconciliation
You open your Profit and Loss statement, scan the top line, and think, “This looks fine.” Then the second thought hits. Can…
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What Is Month End Close? a Guide for Business Owners
You're at the end of the month. Payroll went out, clients paid some invoices but not others, a few expenses are sitting…
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Mastering Financial Reporting for Small Business
You check your bank balance on Monday, see money in the account, and assume the month is going fine. By Thursday, payroll…
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How to Reconcile Accounts Payable: Step-by-Step Guide 2026
Month-end arrives, and the numbers should be simple. You have a handful of software subscriptions, a marketing agency invoice, a freelancer bill,…
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Financial Statement Preparation: Service Business Guide 2026
You're probably looking at a QuickBooks file, a bank feed, a payroll report, and a handful of invoices, thinking some version of…
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What Is EBITDA? a Plain-English Guide for Business Owners
What lenders and buyers mean when they ask for EBITDA — the formula, a worked example, and what the number deliberately leaves…
