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Steingard Insights
Practical financial education for owners responsible for running the business.
Three years of articles on bookkeeping, payroll, taxes, cash flow, and financial reporting — browse the latest below or jump into a topic from the Insights menu.
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Outsourced accounting for startups: Scale smarter with expert finance
Outsourced accounting isn't just about hiring someone to do your books. For a startup, it's a strategic decision to swap out those…
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What is the purpose of cash flow statement for service businesses
The cash flow statement is all about one thing: tracking the actual cash moving in and out of your business. It’s the…
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Build Your Own Accounts for Small Businesses Spreadsheet
For many small business owners, an accounts for small businesses spreadsheet is the perfect first step toward financial clarity. It’s an incredibly…
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Your Guide to Net 30 Invoicing for Service Businesses
So, you've seen the term "net 30" on invoices and contracts, but what does it actually mean for your business? In simple…
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Mastering Accounts Payable Workflow Automation in 2026
Accounts payable workflow automation is about using software to take over the repetitive, manual tasks involved in paying your company's bills. It…
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How to Track Business Mileage for Maximum Tax Deductions in 2026
Before you can even think about tracking your miles, you have to make a crucial decision. The IRS gives you two ways…
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What Is Working Capital Management and How Does It Drive Growth?
Let's talk about a term you've probably heard thrown around: working capital management. It might sound like something reserved for stuffy boardrooms,…
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What Are the 4 Financial Statements and Why They Matter
Let's get straight to it: what are the 4 financial statements? Think of them as the complete story of your business, told…
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How to Calculate Operating Expenses for Your Service Business
To figure out your operating expenses, you'll need to add up all the costs that keep your business running but aren't directly…
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Build a 3 Statement Financial Model for Better Decisions
A 3 statement financial model is one of the most powerful tools in your financial toolkit. At its core, it’s a dynamic…
