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Steingard Insights
Practical financial education for owners responsible for running the business.
Three years of articles on bookkeeping, payroll, taxes, cash flow, and financial reporting — browse the latest below or jump into a topic from the Insights menu.
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How to Calculate Gross Profit Margin For Your Service Business
Calculating your gross profit margin is pretty straightforward. You just need to subtract your cost of goods sold (COGS) from your total…
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What Is Accounts Payable Turnover and Why It Matters
The accounts payable turnover ratio is a key number that shows how many times, on average, your company pays off its suppliers…
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What Is Payroll Compliance A Guide to Navigating the Rules
Payroll compliance is, quite simply, the rulebook for paying your employees correctly and legally. Think of it as the non-negotiable framework for…
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Master Small Business Financial Reporting for Growth
Think of financial reporting as turning a mountain of raw data into a story—the story of your company's health. It’s how you…
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Small Business Accounting Basics: A Practical Guide for Service Companies
For many service business owners, the word "accounting" can bring on a headache. It often conjures images of late nights wrestling with…
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What Is G&A in Business and How Does It Impact Profitability
When you're running a business, you hear a lot of acronyms thrown around. One of the most important is G&A, but what…
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Annual Performance Review Template: 2026 Guide for Service Teams
An effective annual performance review template can provide a structured way to look at an employee’s contributions, but many traditional versions just…
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Outsourced accounting for startups: Scale smarter with expert finance
Outsourced accounting isn't just about hiring someone to do your books. For a startup, it's a strategic decision to swap out those…
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What is the purpose of cash flow statement for service businesses
The cash flow statement is all about one thing: tracking the actual cash moving in and out of your business. It’s the…
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Build Your Own Accounts for Small Businesses Spreadsheet
For many small business owners, an accounts for small businesses spreadsheet is the perfect first step toward financial clarity. It’s an incredibly…
