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Steingard Insights
Practical financial education for owners responsible for running the business.
Three years of articles on bookkeeping, payroll, taxes, cash flow, and financial reporting — browse the latest below or jump into a topic from the Insights menu.
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What Is P&L Management: what is p and l management for your business?
P&L management is the active process of using your Profit and Loss statement to make strategic business decisions. It’s not just about…
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How to Calculate Capital Spending for Smart Business Growth
When you’re trying to get a handle on your company’s finances, you’ll often hear about CapEx. This number comes from a simple…
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How to Find Operating Cash Flow The Definitive Guide for Businesses
Let’s be honest, net income doesn’t always paint the full picture of your company’s financial health. It’s an important number, but it’s…
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A Practical Guide to the Cash Flow Formula for Business Health
At its most basic, the cash flow formula is simply Total Cash Inflows minus Total Cash Outflows over a set period. This…
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Mastering Cash Flow Projection for Service Businesses
A cash flow projection is simply an estimate of the money moving in and out of your business over a specific period.…
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A Practical Guide on How to Reduce Employee Turnover
When an employee decides to leave, the impact goes far beyond their final paycheck. It creates a ripple effect, touching almost every…
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Employee Onboarding Best Practices: Steps to Boost Retention & Productivity
Onboarding is your first, and best, opportunity to transform a promising new hire into a productive, engaged, and long-term team member. For…
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Outsource Payroll for Small Business: Smart Steps to Switch
Deciding to hand over payroll is a huge step for any small business. It feels like you’re giving up control, but it’s…
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Unlocking the Benefits of Outsourcing Payroll
Handing off your payroll to an expert partner can bring some serious benefits, like dramatic cost savings, much lower compliance risk, and,…
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A Practical Guide to Payroll Solutions for Small Businesses
For a small business, the best payroll solutions are almost always cloud-based platforms. Tools like Gusto and QuickBooks Payroll are game-changers, automating…
